How You Can Be a Money-Saving Mom


The responsibilities of motherhood are never-ending, from taking care of your family to, oftentimes, managing the household, finances, schedules and more. It’s not uncommon to feel overwhelmed and to struggle with rebuilding your finances.

When you’re trying to juggle everything simultaneously, proper budgeting can fall to the waist side — thankfully, there are several money-saving resources to take advantage of no matter where your current finances stand.

You can still enjoy life with your family without sacrificing your financial future. Here’s how you can be a dynamic money-saving mom.

Start with Debt Relief Solutions

If you’re dealing with debt, no matter how much or how little, it’s most likely impacting your ability to save, invest, and provide for your family. The first step is finding the debt relief solution that works for your situation.

Consolidation is a common tool homeowners use to streamline their debt using one lump sum loan to pay off their high-interest creditors. In this case, you would apply for an online loan with an alternative lender rather than deal with the paperwork and interviews often required by traditional lenders.

On the other hand, if your entertainment or social spending is more significant than it should be, slashing it in half may be challenging at first, but your priority must be debt relief if you want to be able to truly enjoy social activities with your family long-term.

Look for Ways to Bring in Money

You may not have the time to secure a part-time job on top of your current professional and household responsibilities, but that doesn’t mean you can make easy money on the side. If you have any skills that people would pay money for, whether sewing, coding, graphic design or cooking, consider starting a side business from home where you can exchange your services at your own rate.

Shop the Sales

Buying new is undoubtedly exciting, but if you’re committed to becoming a money-saving mom and household, it’s time to start shopping the sales. When it comes to groceries, shop your local flyers and plan meals around the produce and proteins sold at a discounted price. When shopping for clothes, take the time to scour the racks at thrift shops, and you’d be surprised how many great finds you’ll go home with for the entire family.

Turn Dinners Out Into Dinners In

We know eating out or ordering food is often easier, especially when your family is busy with work, school, and extracurricular activities. What you may not realize is just how much you’re spending on food, when that money could be going into your savings or paying off any remaining debt.

Instead, make cooking at home a fun new adventure. Let each person choose a weekly theme for dinner. Include the entire family in your money-saving goals and use an incentive to help them get excited about staying in more often, like a weekend trip or a movie night with their friends. Invite friends over and their children for an easy potluck. Just because you’re saving money doesn’t mean you have to sacrifice fun.

About Author

LaDonna Dennis

LaDonna Dennis is the founder and creator of Mom Blog Society. She wears many hats. She is a Homemaker*Blogger*Crafter*Reader*Pinner*Friend*Animal Lover* Former writer of Frost Illustrated and, Cancer...SURVIVOR! LaDonna is happily married to the love of her life, the mother of 3 grown children and "Grams" to 3 grandchildren. She adores animals and has four furbabies: Makia ( a German Shepherd, whose mission in life is to be her attached to her hip) and Hachie, (an OCD Alaskan Malamute, and Akia (An Alaskan Malamute) who is just sweet as can be. And Sassy, a four-month-old German Shepherd who has quickly stolen her heart and become the most precious fur baby of all times. Aside from the humans in her life, LaDonna's fur babies are her world.

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1 year ago

In order to be able to manage money properly you need to be taught financial literacy. There are a lot of books or courses for this. But on top of that, I’m also learning how to decent add on for your life insurance. So if you want to be always with the money this knowledge will not just appear.