There are many different types of free online background check services. Some services are more comprehensive than others, and some are more limited in the type of information they provide. The most comprehensive free online background check services offer access to criminal records, arrest records, public records, and other information. They may also allow you to search for people by name, address, or phone number. Other free online background check services may only offer access to criminal records, or they may only allow you to search for people by name. Keep reading to learn more about the types of free background checks.
What is a background check?
A background check is a process by which an individual’s criminal history and civil history are compiled and checked for any potential red flags. Potential employers, landlords, and other interested parties often request background checks as part of their due diligence when considering someone for a position or relationship.
There are a variety of different types of background checks that can be conducted, but the most common are criminal history checks and credit reports. Criminal history checks will search for any criminal convictions on the individual’s record, while credit reports will show any outstanding debt or delinquent payments. Some other types of background checks that can be conducted include sex offender registry checks, driving record checks, and social media checks.
Another common type of free online background check is an employment screening. This type of service will search for any past employers, education history, and credit history. It can also include a social media scan to see if the person has a public profile that could hurt their chances of getting a job. The purpose of a background check is to help ensure that the individual is a safe and trustworthy person to interact with. Background checks can help protect the individual and the organization by identifying potential red flags.
What are the types of criminal background checks?
There are three different types of criminal background checks: federal, state, and county. Federal criminal background checks are done through the FBI’s National Crime Information Center (NCIC). State criminal background checks are done through the state police or other law enforcement agency. County criminal background checks are done through the sheriff’s department in the county where the person lives.
The most common type of criminal background check is a state criminal background check. This type of check includes all convictions and arrests within the state where the person lives. A federal criminal background check includes information from all states and national databases like the Terrorist Screening Database and the National Sex Offender Public Registry. A county criminal background check only includes information from the county where the person lives.
What are the different types of credit background checks?
While there are many different types of credit background checks, the most common type is a credit report. A credit report contains detailed information about your credit history, including your current and past debts, any bankruptcies you have filed, and whether you have been sued for unpaid debt. Lenders use this information to determine how risky it would be to lend money to you and what interest rate to charge you.
Another type of credit background check is a credit score. Your credit score is a number that lenders use to determine how likely you are to repay your debts. The higher your score, the less risky you appear to lenders, and the more likely you are to get approved for a loan with a lower interest rate.
The third type of credit background check is a consumer report. A consumer report includes information about your employment history, driving record, and any criminal convictions you may have. This information can be used by landlords, employers, and insurance companies when deciding whether to do business with you.
The different types of free online background check services can help to protect individuals from potential harm, as well as help to ensure that the people with whom they interact are trustworthy.