Whether you live long distance or down the street from the senior in your life, you can’t be with them every moment of the day. And sadly, older generations are often the targets of scam artists. Here are some helpful tips to safeguard your senior.
Ditch the Junk Mail
It’s too easy for a scammer to entice a senior with what sounds like a great deal or a heartfelt “personal” letter. Help make sure your senior won’t end up getting talked into buying a product they don’t want by adding their phone number to the Do Not Call registry.
Then, put their address in the opt-out list with Opt Out Prescreen. You can register as a caregiver and take control of your parent’s mailing address. All the mail from Equifax, Experian, Innovis and TransUnion will stop. Set the terms for five years or forever. Put an end to the majority of junk mail and cold calls from random vendors in one fell swoop and help your senior stop stressing.
Prevent Cyber Fraud
Digital-savvy or barely online? No matter which camp your parent or grandparent falls into, cyber fraud happens. Speak with the seniors in your life about using the internet safely. Start with the basics, like changing the default passwords on their devices. Write the passwords down and consider using a password manager. That way, no one needs to type in complicated strings of numbers and letters.
The best way to prevent cyber fraud is to use a service to guard your online identity. Some seniors don’t think twice about clicking ads or sharing their passwords or e-mail addresses with anyone who asks. Many seniors stop checking their credit report, because buying a new home or a car isn’t on the radar.
Norton with LifeLock offers monitoring for social security numbers, credit and financial accounts with identity theft scans. Use the LifeLock coupon for a no-brainer way to get the protection your senior needs and for your peace of mind.
Keep Private Details Private
Sometimes scammers pretend to be from an insurance company, a doctor’s office or a credit card company, and will ask for personal information over the phone. The calls typically begin with a recording detailing legal action against the recipient. No matter what the person wants or what he or she says, tell your family member they need to hang up. Important matters would arrive via certified mail, not a phone call. Suggest they get in touch with the bank, insurance agency or credit card company mentioned in the call for reassurance.
Protecting the Senior in Your Life
You can’t prevent your senior from making mistakes, but at least you can have tools in place to help ease the consequences. Speaking with your senior about scams and opting for identity protection go a long way in reducing stress and the risk of identity fraud.